| Legal and Privacy Information
I. Legal disclaimer
II. Web site privacy statement
Legal
disclaimer
The information contained on this Web
site is not intended to create any contractual or legal
rights for any party. The product descriptions posted on
this Web site are not intended to be more than a summary
of the benefits available to you through the programs. This
site does not contain a complete listing of the terms, exclusions,
limitations and conditions that apply to the benefits shown,
nor does it contain additional benefits that are available
to you. Full information can be found, including medical
necessity and preexisting condition provisions, in a specific
product's contract or the member's certificate of benefits
booklet.
Roger Hicks and Associates Group Insurance,
Inc. has made every effort to present the information contained
on this site accurately, but additions, deletions and changes
may occur.
Roger Hicks and Associates Group Insurance,
Inc. has no obligation to keep this site up to date and
any information presented may be out of date and may contain
inaccuracies or errors.
The information contained in this site
is general and educational in nature and is not a substitute
for the advice of health care professionals. Nothing in
this site is intended to be used for medical diagnosis or
treatment. If you have specific health care needs, or for
complete health information, please see a doctor or other
health care provider.
Some areas of our site may provide links
to other external sites that we don't own, control or influence.
We reference sites that we think might be useful or of interest
to you, and we provide the links for your convenience. Roger
Hicks and Associates Group Insurance, Inc. is not responsible
for the content or privacy practices used by other site
owners, and we do not warrant the accuracy of the information
found on those sites.
Some products that we provide are only
available in Oklahoma. If you live outside of Oklahoma,
please call this office for availability of coverage in
your state.
Please visit our Web site
Privacy Statement for more information on our commitment
to protect information provided through the Internet.
All service-marked, trade-marked and registered
items are the sole and exclusive property of Roger Hicks
and Associates Group Insurance, Inc. unless otherwise noted.
All rights are reserved. Downloads, copies or mirrors of
this site are forbidden without prior consent from Roger
Hicks and Associates Group Insurance, Inc.
Web site privacy
statement
Roger Hicks and Associates Group Insurance,
Inc. values and respects the privacy of the various publics
who visit its Web site, www.callhicks.com, including but
not limited to, guests, health plan members, health care
providers, and group benefit administrators.
This privacy statement discloses the information
collection and handling practices of Roger Hicks and Associates
Group Insurance, Inc. at www.callhicks.com and all other
Web sites owned and operated by Roger Hicks and Associates
Group Insurance, Inc. and its subsidiaries. Roger Hicks
and Associates Group Insurance, Inc. may be contacted by
mail at: P.O. Box 18169, Oklahoma City, OK 73154-0169 or
e-mail.
Collection of personal information
Roger Hicks and Associates Group Insurance,
Inc. may collect and/or track the following information
from Web site visitors:
1. Domain names, type and version of Web
browser used, type of computer and operating system used,
pages accessed, files downloaded, and search engine used
by site visitors;
2. The e-mail addresses of Web site visitors
who communicate with Roger Hicks and Associates Group Insurance,
Inc. via e-mail;
3. Information knowingly provided by the
site visitor via online forms or surveys (including demographic
and personal data);
4. Aggregate and user-specific information
on pages accessed by Web site visitors (see heading "use
of cookies and related technology";
5. Information provided by visitors utilizing
Roger Hicks and Associates Group Insurance, Inc. Web site
search tools. When a visitor performs a search within Roger
Hicks and Associates Group Insurance, Inc. Web site, Roger
Hicks and Associates Group Insurance, Inc. may record information
identifying the visitor or linking the visitor to the search
performed. Roger Hicks and Associates Group Insurance, Inc.
may also record limited information from each search request
and use that information only to solve technical problems
and calculate overall Web site usage statistics.
Use of "cookies" and
related technology
Roger Hicks and Associates Group Insurance,
Inc. may place "cookies" on visitors' hard disk
drives to allow Roger Hicks and Associates Group Insurance,
Inc. to customize and enhance each visitor's experience
at www.callhicks.com, make improvements to the site and
report site activity. These cookies never will be used by
Roger Hicks and Associates Group Insurance, Inc. to track
visitors' activity on any third party Web sites or to send
visitors unsolicited e-mail messages, or "spam."
When a visitor returns to Roger Hicks and Associates Group
Insurance, Inc. Web site, Roger Hicks and Associates Group
Insurance, Inc. may recognize the visitor by the cookie
and customize the visitor's experience accordingly. Visitors
who choose to do so may configure their Web browser software
to decline the use of cookies. However, application functionality
may be affected if the use of cookies is declined.
Use of personal data collected
Personal data collected by Roger Hicks
and Associates Group Insurance, Inc. may be used for multiple
reasons including editorial and feedback purposes, marketing
and promotional purposes, statistical analyses of visitors'
behavior, product development, content improvement, or the
customization of the content and layout of Roger Hicks and
Associates Group Insurance, Inc. Web site. Aggregate data
on visitors' domain servers may be used for internal purposes
such as maintaining Web site usage statistics. Individually
identifying information, such as names, postal and e-mail
addresses, phone numbers, and other personal information
which visitors voluntarily provide to Roger Hicks and Associates
Group Insurance, Inc. may be added to Roger Hicks and Associates
Group Insurance, Inc. databases and used for future calls
and mailings regarding Web site updates, new products and
services, and upcoming events.
Disclosure of personal data to third parties
Unless a Web site visitor specifically
consents to allow Roger Hicks and Associates Group Insurance,
Inc. to do so, any personally-identifiable information,
including the visitor's e-mail address, will not be sold,
rented, licensed or otherwise shared with any third parties.
Security
Roger Hicks and Associates Group Insurance,
Inc. has security measures in place to prevent the unauthorized
release of or access to personal information. For example,
all Roger Hicks and Associates Group Insurance, Inc. employees
are required to certify their understanding that personal
information is considered confidential, that it is important
to safeguard personal information, and that Roger Hicks
and Associates Group Insurance, Inc. will take appropriate
action against any employee who fails to acknowledge these
facts or adhere to the code of business conduct. Please
be advised, however, that the confidentiality of any communication
or material transmitted to or from Roger Hicks and Associates
Group Insurance, Inc. via the Internet (World Wide Web,
e-mail or other) cannot be guaranteed. Accordingly, Roger
Hicks and Associates Group Insurance, Inc. is not responsible
for the security of information transmitted via the Internet.
For more secure communication, visitors who have health
coverage administered by Roger Hicks and Associates Group
Insurance, Inc. may contact Roger Hicks and Associates Group
Insurance, Inc. by telephone at the number listed on their
Client Services card. Any visitor can contact Roger Hicks
and Associates Group Insurance, Inc. by telephone at (405)
478.3836.
Collection of personal data from
children
To the extent that Roger Hicks and Associates
Group Insurance, Inc. is able to determine the age of users
by their submissions to or communications with Roger Hicks
and Associates Group Insurance, Inc. web site, Roger Hicks
and Associates Group Insurance, Inc. will not knowingly:
1. Collect or post information from individuals
under the age of sixteen ("children") without
their parent's or guardian's consent, or
2. Provide any personally identifying
information collected from children, regardless of its source,
to any third party for any purpose whatsoever. If registration
is required for any services on the Roger Hicks and Associates
Group Insurance, Inc. site, and a user submits information
to Roger Hicks and Associates Group Insurance, Inc. Web
site through such a registration process that indicates
that such user is a child, the child's parent or guardian
will be alerted to the child's registration and will be
provided instructions on how the parent or guardian can
delete the child's registration, if desired. No information
collected through Roger Hicks and Associates Group Insurance,
Inc. Web site from users identifying themselves as children
will knowingly be used for any direct marketing or promotional
purposes.
Roger Hicks and Associates Group
Insurance, Inc. right to contact visitors
Roger Hicks and Associates Group Insurance,
Inc. reserves the right to contact site visitors regarding
account status and changes to the subscriber agreement,
privacy statement, or any other policies or agreements relevant
to site visitors.
Roger Hicks and Associates Group
Insurance, Inc. right to change privacy statement
Roger Hicks and Associates Group Insurance,
Inc. reserves the right to change this privacy statement
at any time by notifying visitors of the existence and location
of the new or revised privacy statement.
Roger Hicks is a registered insurance
agent in Oklahoma. License #004785
Larry Willoughly is a registered insurance
agent in Oklahoma. License #007149
Roger Hicks and Associates Group Insurance,
Inc. is an insurance brokerage agency registered in Oklahoma.
License #302351
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